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ECOA - Equal Credit Opportunity Act


Credit is used by millions of consumers to finance an education or a house, remodel a home, or get a small business loan.

The Equal Credit Opportunity Act (ECOA) ensures that all consumers are given an equal chance to obtain credit. This doesn't mean all consumers who apply for credit get it: Factors such as income, expenses, debt, and credit history are considerations for creditworthiness.

The law protects you when you deal with any creditor who regularly extends credit, including banks, small loan and finance companies, retail and department stores, credit card companies, and credit unions. Anyone involved in granting credit, such as real estate brokers who arrange financing, is covered by the law. Businesses applying for credit also are protected by the law.

For More information please visit the FTC website: Click Here
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CONTACT: Synergy Mortgage, Inc.,
127 Route 94 South, Suite 1, Warwick, NY 10990
Registered Mortgage Broker, New York State Department of Financial Services, All loans arranged with third-party providers
NMLSR: 32146
Phone: (845) 987-1969

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